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Get an Affordable Car Lease Or Buy a New Car – Don’t Kill Yourself Financially With That Purchase

Apart from getting a loan to buy, the other option you can do is to get an affordable car rental. In case you don’t know, you can also negotiate a lease, and not just for the purchase. But you have to be careful or your expenses can fly through the roof.

First of all, you need to know why you need to buy a vehicle.

Keep these 3 things in mind:

1 – You need to know your credit score

2 – Know which model you want

3 – and how much you can afford

The first thing you need to figure out about renting is the misconceptions many people have. Most of them believe that leasing will mean that you don’t really own it. And when it comes time to get a new car, you have nothing tangible to bargain for.

Ultimately, it depends on what your plan is for the future of your new purchase.

Do the math. If you can negotiate a good rate that is within your range and compare it to the money spent on an interest-bearing loan, you may be able to save money.

If you intend to use it for a very long period of time, renting is not right for you. But if you’re always changing vehicles, it might be a good alternative for you.

Many people believe that buying a car is an asset, and when it’s time to trade up, they have something of value to trade in. But the key point that many people failed to realize is that value depreciates very quickly. It actually depreciates the moment you buy it.

If you ever get a chance to read Robert Kiyosaki’s Rich Dad Poor Dad, he will tell you that the vehicle is a liability and not an asset. You might think that once you pay off your loans, everything will be fine. But if you calculate the interest you’ve paid and the value of the repayment, you may change your mind about buying a new car.

This article doesn’t cover everything between getting an affordable car rental that you can afford or buying, but it should at least give you something to think about before you make your decision.

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