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## Can Shopping For Car Insurance Quotes Online Save Me Money on My Gap Insurance?

Are you a discount diva? A contemporary of the clearance rack? If you’re a seasoned shopper, you already know the secret to getting a good deal *anything* is to go where the deals are. Be that as it may, why not take the opportunity to buy car insurance quotes online to save money on your gap insurance?

I know, we asked you a lot of questions at once. Really though, it all comes down to one thing. Are you ready to take advantage of the age of technology to help you save a lot of time by shopping for auto insurance quotes online?

**Why Virtual is valuable**

If you’re still new to the insurance buying game, you probably don’t remember what people did before they could buy auto insurance quotes online. Let me put it this way. It was slow, it was painful, and when you were done calling every insurance agent in the neighborhood and running up your phone bill while negotiating (assuming they didn’t have a 1-800 number) the extra value you got . shopping wasn’t always worth the extra time and expense you put in.

When you shop online, you can get a quote from a company in minutes. Fill out a form, click a button and *poof*! Their automated quoting software gives you an estimate of your rates. If you play your cards right, you can have a dozen auto insurance quotes in hand in less than 2 hours, something that wouldn’t have been possible just 12 years ago.

You can cut this time in half by using an automated online quote finder to contact multiple companies for each form you fill out. Get your quotes, they get a commission on every policy you decide to buy. It’s a good deal for everyone.

**Why Gap Insurance Should Be Guaranteed**

Ok, you understand why you need to buy car insurance quotes online, but why gap insurance?

A better question would be: How much is your car worth right now? Is it more or less than what you paid when you bought it? The answer, unless you’ve been playing fast footwork, should always be less. That’s good news if you like your math easy, but bad news when that number falls below how much you still owe on your loan.

Insurance companies will only write a check for what the car is worth at the time if you are in an accident and your car is totaled. Do you really want to pay off a loan for a car you can’t drive? Your lender doesn’t particularly care about the current condition of your car. Sure, they sympathize, but that loan is still outstanding. Gap insurance closes the gap so you can walk out of an accident with your loan paid off and your tax freedom well in hand.

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